Commercial Capital Worldwide Funding

Frequently Asked Questions

  • We provide quick funding to help your business grow with no upfront fees.
  • Increase cash flow : You are guaranteed 100% of all your money in advance within 72 business hours, deposited directly into your bank account.
  • Help build credit for your company.
  • More store traffic builds exponential growth
  • More customers means more sales and referrals. Build customer loyalty
  • This makes it easier for more customers to do business with you, which builds repeat business and referral business!
  • Enable you to expand your business quicker for more exposure

WITHIN 72 HOURS OR LESS!

The amount you get from the bank statement loan depends on how much in deposit you have each month. The bigger your deposit are, the larger the available loan.. Some business bank statement loans go as high as $2 million, but typical arrangements are for less than $100,000.

The amount you get from the bank statement loan depends on how much in deposit you have each month. The bigger your deposit are, the larger the available loan.. Some business bank statement loans go as high as $2 million, but typical arrangements are for less than $100,000.

From the time you apply for a bank statement loan, it takes less than a 5 business days, sometimes less than 48 hours, for you to get the cash, assuming you're approved.

With the bank statement loans you don't have to put up any collateral. It is strictly based on the business cash flow deposited into your account.

Requirements vary among business industries, but you must show a healthy track record bank statements for at least a few months.

A. There is no downside to the bank statement loan. It is a funding transaction based on your cash flow.

Commercial Capital Worldwide Funding, Inc. was founded in 1995 and provides working capital solutions to small businesses. Commercial Capital Worldwide FUNDING offers three main alternative financing programs. In addition to our original offering the bank statement loans, we also now offer small business loans and commercial loans.

With a small business bank statement loan from Commercial Capital Worldwide Funding, Inc. your application can be reviewed in as little as 24 hours. Once approved, you will typically receive funding within 24 hours. If you choose the traditional bank loan route, you may have to wait several months to receive your money. As such, when you need immediate working capital for your business, COMMERCIAL CAPITAL WORLDWIDE FUNDING'S fast and flexible programs have a clear advantage over a complicated and slow traditional bank loan.
 and income statement.

Yes. Because our small business term bank statement loans are based on your business' bank statement deposits rather than your personal credit history, a low credit score will not prevent you from acquiring the cash you need.
Q. What can the funds provided by Commercial Capital Worldwide Funding, Inc. be used for?

Whatever your business needs! Unlike a traditional bank loan where the bank dictates what the loan can and cannot be used for, OUR small business loan can be used however you see fit for your business. COMMERCIAL CAPITAL WORLDWIDE FUNDING, INC. believes that as a business owner, you know your business better than anyone and therefore know the best place to use the money. Some common uses for our funding include paying seasonal expenses, meeting payroll expectations, remodeling your existing location or investing in a new location, purchasing inventory and equipment, developing an advertising and marketing campaign, creating an e-commerce website and hiring or training additional staff. Since OUR program will typically provide you with working capital much faster than a traditional bank loan, some business owners turn to our program to pay for emergency expenses (i.e., when you are hit with an unexpected tax liability, fine, or bill).

If you need funds and have regularly bank deposits, turn to our Term Bank Statement Loan Program. For funding to purchase needed stock from your suppliers, need Inventory use our Term Bank Statement Loan Program. When you need working capital again our small business loan programs.

A "Term Business Bank Statement Loan" is a transaction funded based on the business deposits in your bank account that provides businesses with a lump sum of capital. Unlike a traditional bank loan, OUR cash "Term Business Bank Statement Loans" don't require out of pocket costs, collateral or personal guarantees. Additionally, we fixed monthly payment tied to your monthly deposits, deducting a small set percentage from your bank statements each month until it is paid in full. This allows businesses the flexibility to make lower payments during periods when cash flow is lower.

A "Term Bank Statement Loan is different from a traditional business loan in that it is based strictly on the cash flow of the business. Also there are these benefits:

  • Time: Your application may be approved in as quickly as 24 to 48 hours and you may be funded in as little a 5 business days after you application is approved. On the other hand, with a traditional business loan it can take an average of three to five months to receive your funding.
  • Simple Applications: The application process for THE Commercial Capital Worldwide Funding, Inc., "Term Business Bank Statement loan is fast and simple whereas the application process for traditional bank loans are typically time-consuming, complicated and involve endless stacks of paperwork. Additionally, traditional bank loans usually require applicants to submit a written business plan with their application.
    Flexibility of Funding: A "Term Bank Statement Loan" offers payback options adjusted to your business' unique monthly cash flow. This allows businesses the flexibility to make lower payments during slow months.
    Funding Use Restrictions: Unlike many traditional bank loans, our "Term Bank Statement Loan" does not place restrictions on the use of the funding. You are free to use the funding received from your "Term Bank Statement Loan" as you see fit- after all, no one knows your business and its needs like you do.
  • Collateral: Unlike the majority of traditional bank loans, our "Term Bank Statement Loan" does not require personal collateral or a personal guarantee to secure funding.
    Credit Rating: Traditional bank loans typically require near perfect credit. On the other hand, an unsecured "Term Bank Statement Loan" is based on your month bank deposits rather than your credit score. As such, a bad credit score alone will not disqualify you from receiving our "Term Bank Statement Loan". In fact, many people who are turned down from a traditional bank loan due to damaged credit, qualify to receive funding through Commercial Capital Worldwide FUNDING'S "Term Bank Statement Loan" program.

Unlike most traditional bank loans, there are no fixed monthly payments with a "Term Bank Statement Loan." Commercial Capital Worldwide FUNDING receives a small fixed percentage of your bank deposits that gets automatically deducted monthly or daily or weekly, your choice. This allows businesses the flexibility to make lower payments during slow months.

Any business that meets the following requirements is qualified to apply for a "Term Bank Statement Loan":

  • You must deposit at least $ 10,000 or more a month in your business account.
  • You must deposit at least 10 transactions each month.
  • You must have at least 12 months left on your lease if you are renting your business location.
  • You cannot have any open bankruptcies in the last 12 months.

A. We offer you a way to improve your small business for the future giving you access to working capital today. It is bank loan based on your bank deposits so you-are-more-likely-to-be-approved.

You may use the cash any way you see fit; expansion, inventory, marketing, cash flow, payroll, taxes, renovation and many other needs.

No, we require minimal documentation, and funding in as little as 72 hours. Since a "Term Bank Statement Loan" is not based on credit, you will most likely have an easier chance of being approved.

Commercial Capital Worldwide Funding, Inc. work all types of businesses.

You can reach our Commercial Capital Worldwide Funding's representative at 352-553-9870 from 9am-6pm EST, Monday- Friday, fill out our Contact Form or you can email us at kwikcashsolutions@gmail.com.
Q. What documents will the merchant have to submit-to-complete-underwriting-requirements?

You may do the following: Present four (4) months of most recent complete bank statements (originals only, not printed from the internet), and our funding specialist will speak with you about where to send them-when-he-calls-you-back.

Pre-approval is usually obtained within 24-48 hours. Funding can take as little as 5 business days depending on the amount of the transaction and the time it takes to get the necessary documents required to fund.

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